{"id":28532,"date":"2022-11-25T16:31:00","date_gmt":"2022-11-25T21:31:00","guid":{"rendered":"https:\/\/blog.eztaxreturn.com\/?p=28532"},"modified":"2024-12-03T06:05:31","modified_gmt":"2024-12-03T06:05:31","slug":"6-smart-money-moves-to-make-before-you-travel","status":"publish","type":"post","link":"https:\/\/staging.eztaxreturn.com\/blog\/6-smart-money-moves-to-make-before-you-travel\/","title":{"rendered":"6 Smart Money Moves to Make Before You Travel"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Before leaving for vacation, most people have a mental checklist of things they need to do.\u00a0 It usually includes stuff like packing, picking up a few last-minute items and getting your hair and nails done so you look good in your Instagram photos.\u00a0 But don\u2019t forget your finances.\u00a0 Making these money moves before you travel will prevent stress and money matters from ruining your trip. This includes notifying your bank of your travel plans to avoid any issues with your cards and setting up automatic payments for bills that might be due while you&#8217;re away. Reviewing your budget and planning for travel expenses ahead of time can also help you avoid overspending. By practicing smart financial habits and learning from the best <a href=\"https:\/\/staging.eztaxreturn.com\/blog\/5-moves-that-will-save-you-money-at-the-end-of-the-year\/\">money moves before 2019<\/a>, you can enjoy your vacation with peace of mind.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-make-a-travel-budget\"><strong>Make a travel budget<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Creating a travel budget will allow you to have a great time without constantly worrying about money.&nbsp; Think about everything you want to do on your vacation and get an estimate of how much it will cost.&nbsp; Generally, you want to budget for transportation, lodging, food, activities, and souvenirs.&nbsp; Once you have a figure in mind, go to the bank and withdraw enough cash to cover your estimated expenses.&nbsp; Carrying cash will make it easier to stay on budget.&nbsp; However, it\u2019s still a good idea to carry your credit card in case of an emergency.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-check-your-available-credit\"><strong>Check your available credit<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Some people rather rely on their credit cards than carry a bunch of cash.&nbsp; If that\u2019s the route you plan to take, check your available credit card limit to see how much wiggle room you have.&nbsp; Hotels and rental car services usually put a hold on your card for the duration of the trip.&nbsp; Plus, you may have other pending charges to consider.&nbsp; If you have a low credit limit, you may not have as much money available to spend as you think you do.&nbsp;<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size has-medium-font-size\"><a class=\"wp-block-button__link has-white-color has-luminous-vivid-orange-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.eztaxreturn.com\/ezrouter.html?utm_dest=site&amp;action=start_return&amp;utm_source=blog&amp;utm_medium=blog&amp;utm_term=moneybeforetravel&amp;gid=moneybeforetravel\" target=\"_blank\" rel=\"noreferrer noopener\">Get Started Now<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-set-up-travel-notices-for-your-debit-and-credit-cards\"><strong>Set up travel notices for your debit and credit cards<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Be sure to notify your bank about your travel plans.&nbsp; Typically, when they notice suspicious activity on your account such as making a purchase in an unusual location, they\u2019ll reject the transaction.&nbsp; Having your card declined, especially in front of people can be extremely embarrassing.&nbsp; The best way to avoid headaches is to go online or login to your mobile banking app and set up a travel notice.&nbsp; Just select the card you plan to use, enter your trip details and you\u2019re all set.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-exchange-currency-at-your-local-bank\"><strong>Exchange currency at your local bank<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you plan to travel abroad, consider exchanging U.S. dollars for foreign currency at your local bank.&nbsp; They usually have better rates and lower fees than the airport.&nbsp; You can order your currency online or at the branch and pick it up within a few days.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-pay-your-bills\"><strong>Pay your bills<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The last thing you want to do is come home to a missed bill or late fee.&nbsp; Look at your upcoming bills and decide how you\u2019ll pay them while you\u2019re away.&nbsp; You can either put a check in the mail before you leave, pay your bills online or set up automatic payments.&nbsp; Make sure your checking account or credit card has enough money available to cover your expenses until you get back.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-have-someone-collect-your-mail\"><strong>Have someone collect your mail<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Having a pile of mail sitting in front of your home lets people know that it\u2019s unoccupied.&nbsp; This can make you an easy target for criminals who want to steal your identity or other valuables.&nbsp; Ask a trusted neighbor or family member to collect your mail while you\u2019re gone.&nbsp; Alternatively, you can request the <a href=\"https:\/\/en.wikipedia.org\/wiki\/United_States_Postal_Service\" target=\"_blank\" rel=\"noreferrer noopener\">USPS<\/a> to hold your mail until you return.<\/p>\n\n\n\n<div style=\"height:75px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\">File your taxes fast and ez in 30 minutes or less.<\/h2>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size has-medium-font-size\"><a class=\"wp-block-button__link has-white-color has-luminous-vivid-orange-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.eztaxreturn.com\/ezrouter.html?utm_dest=site&amp;action=start_return&amp;utm_source=blog&amp;utm_medium=blog&amp;utm_term=moneybeforetravel&amp;gid=moneybeforetravel\" target=\"_blank\" rel=\"noreferrer noopener\">Get Started Now<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Before leaving for vacation, most people have a mental checklist of things they need to do.\u00a0 It usually includes stuff like packing, picking up a few last-minute items and getting your hair and nails done so you look good in your Instagram photos.\u00a0 But don\u2019t forget your finances.\u00a0 Making these money moves before you travel [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":28540,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[9],"tags":[],"class_list":["post-28532","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-finance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.13 (Yoast SEO v20.13) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>6 Smart Money Moves to Make Before You Travel<\/title>\n<meta name=\"description\" content=\"Taking care of the following financial tasks prior to your vacation will prevent stress and money matters from ruining your trip.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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