{"id":22823,"date":"2020-11-25T15:11:09","date_gmt":"2020-11-25T20:11:09","guid":{"rendered":"https:\/\/blog.eztaxreturn.com\/?p=22823"},"modified":"2023-05-26T09:34:20","modified_gmt":"2023-05-26T14:34:20","slug":"8-ways-to-save-money-during-the-holidays","status":"publish","type":"post","link":"https:\/\/staging.eztaxreturn.com\/blog\/8-ways-to-save-money-during-the-holidays\/","title":{"rendered":"8 ways to save money during the holidays"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">With <a href=\"https:\/\/en.wikipedia.org\/wiki\/Christmas\" target=\"_blank\" rel=\"noreferrer noopener\">Christmas<\/a> less than a month away, the pressure is on to find great gifts for your loved ones.&nbsp; Holiday shoppers are expected to spend $997.79 on gifts, food, and decorations this year.&nbsp; But the question is can you afford it?&nbsp; Often, people end the year in <a href=\"https:\/\/en.wikipedia.org\/wiki\/Debt\" target=\"_blank\" rel=\"noreferrer noopener\">debt<\/a> because they went overboard during the holidays.&nbsp; Fortunately, there are some tricks you can use to keep your spending under control.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Set a budget<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">You work hard for your money so spend it wisely.&nbsp; Review your finances and calculate how much you can comfortably afford to spend after your regular bills are paid.&nbsp; Once you see how much money you have to play with, you can decide how to <a href=\"https:\/\/en.wikipedia.org\/wiki\/Budget\" target=\"_blank\" rel=\"noreferrer noopener\">budget<\/a> the funds.&nbsp; Set a spending limit for gifts, cards, postage, wrapping paper and anything else you think you\u2019ll need.&nbsp;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Decide who to shop for and how much to spend on each gift<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Not everyone is going to make your \u201cnice\u201d list this year.&nbsp; Decide who you want to shop for and set a spending limit for each person.&nbsp; If you\u2019re short on cash, eliminate the adults and just focus on the children in your life.&nbsp; Of course, you want to discuss it with your family beforehand to avoid an awkward situation.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Use cash to buy all your gifts<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Some people shop so much that they know their <a href=\"https:\/\/en.wikipedia.org\/wiki\/Credit_card\" target=\"_blank\" rel=\"noreferrer noopener\">credit card<\/a> number by heart.&nbsp; This makes it too easy to spend money you don\u2019t have.&nbsp; The best thing to do is swap your credit card for cash.&nbsp; Go to the bank and withdraw the amount you have budgeted.&nbsp; Once the money is gone, you\u2019ll have no choice but to hang up your Santa hat until next year. &nbsp;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Suggest a Secret Santa instead of buying gifts for everyone<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">When you come from a large family, it can be time consuming and expensive to find the perfect gift for each person.&nbsp; One way to make life easier is to host a <a href=\"https:\/\/en.wikipedia.org\/wiki\/Secret_Santa\" target=\"_blank\" rel=\"noreferrer noopener\">Secret Santa<\/a>.&nbsp; Have everyone put their name in a hat, mix it up and take turns drawing a name.&nbsp; Set a spending limit and encourage everyone to write three things on their wish list.&nbsp; It\u2019s less gifts to buy and much easier on everyone\u2019s wallet.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Trade traditional cards for e-cards<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Rather than purchasing traditional greeting cards from the drugstore, save cash (and postage) by sending your folks e-cards instead.&nbsp; Choose one of the free options online and add your own personal message.&nbsp; Obviously, you\u2019ll need to know the persons email address or phone number for this to work.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Use cashback apps and coupon codes to save money<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Don\u2019t miss your chance to save extra cash.&nbsp; Use a cash back app like <a href=\"https:\/\/www.rakuten.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Rakuten<\/a> or <a href=\"https:\/\/home.ibotta.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ibotta<\/a> to earn money while you shop.&nbsp; Simply start your shopping trip through them and you\u2019ll get back a percentage of whatever you spend.&nbsp; To save even more money, look for coupon codes using RetailMeNot before you checkout.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Do your research and shop early<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">You don\u2019t have to wait until <a href=\"https:\/\/en.wikipedia.org\/wiki\/Black_Friday_(shopping)\" target=\"_blank\" rel=\"noreferrer noopener\">Black Friday<\/a> or <a href=\"https:\/\/en.wikipedia.org\/wiki\/Cyber_Monday\" target=\"_blank\" rel=\"noreferrer noopener\">Cyber Monday<\/a> to buy holiday gifts.&nbsp; Pick up things throughout the year that you know your loved ones will like and hide them in your closet.&nbsp; Find out when\u2019s the best time to buy certain items and shop accordingly.&nbsp; For example, February is the best time to buy winter clothes because retailers need to start making room for spring and summer items.&nbsp; Pick up a few classic sweaters for a fraction of the price and save it for the holidays.&nbsp; <\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Take advantage of free shipping<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Most stores waive the shipping fee if you spend the required minimum.&nbsp; Instead of buying one item here and there, make one big purchase so you can get free shipping.&nbsp; You can also avoid shipping fees by doing an in-store or curbside pickup.&nbsp; Simply buy your items online and get notified when it\u2019s ready for pickup.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>With Christmas less than a month away, the pressure is on to find great gifts for your loved ones.&nbsp; Holiday shoppers are expected to spend $997.79 on gifts, food, and decorations this year.&nbsp; But the question is can you afford it?&nbsp; Often, people end the year in debt because they went overboard during the holidays.&nbsp; [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":22834,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[5,9,11],"tags":[418,510,517,600,726,727,867,1000,1321,1366,1469,1647,1652,1653,1656,1744,2192,2511,2723,2814,2835,2969,3009,3112],"class_list":["post-22823","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general-discussion","category-personal-finance","category-save-money","tag-budget","tag-cash","tag-cashback-apps","tag-christmas","tag-coupon-codes","tag-coupons","tag-decorations","tag-e-cards","tag-food","tag-free-shipping","tag-gifts","tag-holiday-cards","tag-holiday-season","tag-holiday-shopping","tag-holidays","tag-ibotta","tag-money","tag-personal-finance","tag-rakuten","tag-research","tag-retailmenot","tag-secret-santa","tag-shop-early","tag-spending"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.13 (Yoast SEO v20.13) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>8 Ways to Save Money During the Holidays<\/title>\n<meta name=\"description\" content=\"People end the year in debt because they go overboard with holiday spending. 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