{"id":22602,"date":"2020-10-28T12:59:35","date_gmt":"2020-10-28T16:59:35","guid":{"rendered":"https:\/\/blog.eztaxreturn.com\/?p=22602"},"modified":"2023-06-05T13:55:51","modified_gmt":"2023-06-05T18:55:51","slug":"the-best-mobile-payment-apps","status":"publish","type":"post","link":"https:\/\/staging.eztaxreturn.com\/blog\/the-best-mobile-payment-apps\/","title":{"rendered":"The Best Mobile Payment Apps"},"content":{"rendered":"\r\n

With an ongoing pandemic<\/a> and the flu season<\/a> just around the corner, it’s no wonder people are reluctant to use cash in stores. There are better ways to pay your bill than by trading germs with store clerks by passing cash back-and-forth.\u00a0 Enter mobile payment apps, a new and convenient way to make purchases and transfer money.\u00a0 Here are the best mobile payment apps to download on your phone.<\/p>\r\n

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Apple Pay<\/strong><\/h2>\r\n\r\n\r\n\r\n

Since launching in 2014, Apple Pay<\/a> has become one of the best mobile payment apps.\u00a0 It currently accounts for 5% of all global card transactions.\u00a0 You can use your iPhone or Apple Watch to make contactless purchases in stores.\u00a0 Need to send a friend some cash?\u00a0 Simply ask Siri<\/a> or send a message.\u00a0 If you rely on public transportation, you know that every second counts when you\u2019re trying to catch a train.\u00a0 Apple Pay makes it quicker and easier to pay your fare.\u00a0 Just hold your iPhone or Apple Watch up to the contactless reader and wait for it to vibrate.\u00a0<\/p>\r\n

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Google Pay<\/strong><\/h2>\r\n\r\n\r\n\r\n

Whether you\u2019re at the drugstore or supermarket, Google Pay<\/a> lets you speed through checkout.\u00a0 Just unlock your phone and hold it over the payment terminal until the check mark appears.\u00a0 It’s that simple.\u00a0 Additionally, Google Pay can be used to send and receive money using an email address or phone number.<\/p>\r\n

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Samsung Pay<\/strong><\/h2>\r\n\r\n\r\n\r\n

Samsung Pay<\/a> was specifically designed for people with Galaxy phones.\u00a0 Instead of swiping or inserting your credit card at the register, you tap your phone to pay.\u00a0 Samsung Pay can be used almost anywhere credit cards are accepted.\u00a0 A major perk of using the mobile payment app is that you can earn cash back rewards when you shop at your favorite stores.<\/p>\r\n

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PayPal<\/strong><\/h2>\r\n\r\n\r\n\r\n

For years PayPal<\/a> has made it easy to send money to friends and shop online at millions of sites.\u00a0 Now they\u2019ve taken it up a notch.\u00a0 The PayPal app has a new touch-free feature which means you can pay in-person without reaching for your wallet.\u00a0 Just open the mobile payment app and scan the business\u2019 QR code<\/a> to pay.<\/p>\r\n

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Zelle<\/strong><\/h2>\r\n\r\n\r\n\r\n

A Bank of America survey found that 53% of people have seen friendships end over money.\u00a0 Don\u2019t let an IOU ruin your relationships, Zelle<\/a> is a quick way to send and receive money.\u00a0 If you have a U.S. bank account, you probably already have Zelle through your bank or credit union\u2019s mobile app.\u00a0 Simply enter the recipient\u2019s email or phone along with the amount you want to send.\u00a0 The cash will be in their bank account within minutes.<\/p>\r\n

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Venmo<\/strong><\/h2>\r\n\r\n\r\n\r\n

Splitting the bill for a group activity has never been easier.\u00a0 You can pick up the tab with your credit card and have your friends Venmo<\/a> you their portion of the bill.\u00a0 It\u2019s free to send or receive money when you use your bank account or Venmo balance.\u00a0 However, there\u2019s a 3% fee to send money using your credit card.\u00a0 Venmo can also be used to pay businesses by scanning their unique QR code.<\/p>\r\n

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Cash App<\/strong><\/h2>\r\n\r\n\r\n\r\n

Cash App is another popular way to transfer money without using cash or coins.\u00a0 Just enter the recipients $cashtag, phone number or scan their QR code to pay.\u00a0 Sending money is free if you use your debit card or bank account, but there\u2019s a 3% fee if you use your credit card.\u00a0 Keep in mind, there\u2019s also a fee to get immediate access to the cash you receive.\u00a0 Requesting an Instant Transfer comes with a 1.5% fee.\u00a0 You can avoid the fee by having the funds transferred to your bank account which typically takes 1-3 business days.\u00a0 Cash App isn\u2019t just for money transfers, users can also request a Cash Card (debit card) that can be used online and in stores.\u00a0 Plus, you can earn special discounts.<\/p>\r\n

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Tips for making safe mobile payments<\/strong><\/h2>\r\n\r\n\r\n\r\n

No matter how much you trust a mobile payment app, there are some safety precautions you need to take to protect yourself.<\/p>\r\n\r\n\r\n\r\n