{"id":19831,"date":"2019-12-30T14:28:20","date_gmt":"2019-12-30T19:28:20","guid":{"rendered":"https:\/\/blog.eztaxreturn.com\/?p=19831"},"modified":"2023-06-05T14:45:03","modified_gmt":"2023-06-05T19:45:03","slug":"how-to-save-money-on-an-engagement-ring","status":"publish","type":"post","link":"https:\/\/staging.eztaxreturn.com\/blog\/how-to-save-money-on-an-engagement-ring\/","title":{"rendered":"How to Save Money on an Engagement Ring"},"content":{"rendered":"\r\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/en.wikipedia.org\/wiki\/Engagement\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Engagement (opens in a new tab)\">Engagement<\/a> season is a real thing.\u00a0 Reports show that 40% of people get engaged between <a href=\"https:\/\/en.wikipedia.org\/wiki\/Thanksgiving\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Thanksgiving (opens in a new tab)\">Thanksgiving<\/a> and <a href=\"https:\/\/en.wikipedia.org\/wiki\/Valentine%27s_Day\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Valentine\u2019s Day (opens in a new tab)\">Valentine\u2019s Day<\/a>.\u00a0 No matter when you plan to pop the question, you want to get your partner a ring they\u2019ll be able to show off proudly.\u00a0 However, that doesn\u2019t mean you have to go broke in the process.\u00a0 Here are some ways to save money on an engagement ring.<\/p>\r\n<p>&nbsp;<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><strong>Set a spending limit<\/strong><\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">The popular rule of thumb is to spend at least 2 months&#8217; salary on the ring.\u00a0 But between student loans and the high cost of living, that\u2019s not realistic for most people.\u00a0 Take a good look at your finances and see how much you can comfortably afford to spend.\u00a0 Set a maximum limit and don\u2019t go over that amount no matter what.\u00a0 Remember, you still have that future wedding to save for and it won\u2019t be cheap.\u00a0 According to <a href=\"https:\/\/www.theknot.com\/content\/average-wedding-cost\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"The Knot (opens in a new tab)\">The Knot<\/a>, the average wedding costs $33,931.<\/p>\r\n<p>&nbsp;<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><strong>Learn 4Cs of diamonds<\/strong><\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Before buying a diamond, make sure you learn about the 4C\u2019s.\u00a0 They are cut, <a href=\"https:\/\/en.wikipedia.org\/wiki\/Diamond_color\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"color (opens in a new tab)\">color<\/a>, clarity and <a href=\"https:\/\/en.wikipedia.org\/wiki\/Carat_(mass)\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"carat (opens in a new tab)\">carat<\/a>.\u00a0 A well-cut diamond will sparkle more and, in some cases, can look bigger than it is.\u00a0 Therefore, this is considered the most important characteristic.\u00a0 Next is color.\u00a0 The GIA color scale ranges from D to Z.\u00a0 The less color the diamond has, the higher the grade and the price tag. Colorless diamonds &#8211; the cream of the crop &#8211; are in the D-F range.\u00a0 You can save money by going for a near colorless diamond in the G-J range instead.\u00a0 The least important factor is clarity.\u00a0 This refers to the diamond\u2019s imperfections, but you usually can\u2019t see it with a naked eye.\u00a0 Finally, carat is the diamond weight.<\/p>\r\n<p>&nbsp;<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><strong>Compare prices at different retailers<\/strong><\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Chances are you don\u2019t have money to burn so you need to shop wisely.\u00a0 Instead of buying the first ring that catches your eye, shop around.\u00a0 Decide what features you\u2019re looking for and compare prices at various retailers.\u00a0 Typically, engagement rings are more affordable online than in physical stores.\u00a0 The key is to choose a reputable jeweler.\u00a0 Blue Nile and <a href=\"https:\/\/www.jamesallen.com\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"James Allen (opens in a new tab)\">James Allen<\/a> are two online merchants that have great reviews.\u00a0 Before making your purchase, research the return policy so you know how long you have to get your money back if things don\u2019t go according to plan.<\/p>\r\n<p>&nbsp;<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><strong>Buy slightly below the magic carat number<\/strong><\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">The average diamond engagement ring is 1 full carat and costs $6,000.\u00a0 Buying slightly under the magic number can lead to major savings.\u00a0 Plus, you\u2019ll still get the look you want.\u00a0 So, go ahead and purchase that 0.9 carat ring, no one will notice the difference.<\/p>\r\n<p>&nbsp;<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><strong>Choose a less expensive diamond shape<\/strong><\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Believe it or not, the diamond shape affects the price.\u00a0 Round diamonds are the most popular and come with a higher price tag.\u00a0 You can save more than 25% by choosing a fancy shaped diamond instead.\u00a0 Emerald, oval, pear and cushion cut diamonds are all more affordable options.<\/p>\r\n<p>&nbsp;<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><strong>Consider other gemstones<\/strong><\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Break away from tradition and consider other gemstones.\u00a0 Getting a ring with your partner\u2019s birthstone can be more meaningful and easier on your wallet.\u00a0 Here\u2019s a list of birthstones associated with each month.<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>January \u2013 Garnet<\/li>\r\n<li>February \u2013 Amethyst<\/li>\r\n<li>March \u2013 Aquamarine or Bloodstone<\/li>\r\n<li>April \u2013 Diamond<\/li>\r\n<li>May \u2013 Emerald<\/li>\r\n<li>June \u2013 Pearl, Alexandrite or Moonstone<\/li>\r\n<li>July \u2013 Ruby<\/li>\r\n<li>August \u2013 Peridot, Sardonyx or Spinel<\/li>\r\n<li>September \u2013 Sapphire<\/li>\r\n<li>October \u2013 Opal or Tourmaline<\/li>\r\n<li>November \u2013 Topaz or Citrine<\/li>\r\n<li>December \u2013 Tanzanite, Turquoise or Zircon<\/li>\r\n<\/ul>\r\n<p>&nbsp;<\/p>\r\n<p>&nbsp;<\/p>\r\n<h2 style=\"text-align: center;\">File your taxes fast and ez.\u00a0 Biggest possible refund, guaranteed.<\/h2>\r\n","protected":false},"excerpt":{"rendered":"<p>Engagement season is a real thing.\u00a0 Reports show that 40% of people get engaged between Thanksgiving and Valentine\u2019s Day.\u00a0 No matter when you plan to pop the question, you want to get your partner a ring they\u2019ll be able to show off proudly.\u00a0 However, that doesn\u2019t mean you have to go broke in the process.\u00a0 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":22452,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[11],"tags":[],"class_list":["post-19831","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-save-money"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.13 (Yoast SEO v20.13) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Save Money on an Engagement Ring<\/title>\n<meta name=\"description\" content=\"Pop the question without going broke in the process. Here are some ways to save money on an engagement ring.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/staging.eztaxreturn.com\/blog\/how-to-save-money-on-an-engagement-ring\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Save Money on an Engagement Ring\" \/>\n<meta property=\"og:description\" content=\"Pop the question without going broke in the process. Here are some ways to save money on an engagement ring.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/staging.eztaxreturn.com\/blog\/how-to-save-money-on-an-engagement-ring\/\" \/>\n<meta property=\"og:site_name\" content=\"ezTaxReturn.com Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ezTaxReturn\/\" \/>\n<meta property=\"article:published_time\" content=\"2019-12-30T19:28:20+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-06-05T19:45:03+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/staging.eztaxreturn.com\/blog\/wp-content\/uploads\/2019\/12\/SaveOnEngagementRing.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"534\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"ezTaxReturn Expert Staff\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@ezTaxReturn\" \/>\n<meta name=\"twitter:site\" content=\"@ezTaxReturn\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"ezTaxReturn Expert Staff\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/staging.eztaxreturn.com\/blog\/how-to-save-money-on-an-engagement-ring\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/staging.eztaxreturn.com\/blog\/how-to-save-money-on-an-engagement-ring\/\"},\"author\":{\"name\":\"ezTaxReturn Expert Staff\",\"@id\":\"https:\/\/staging.eztaxreturn.com\/blog\/#\/schema\/person\/53293fc1f8f3940b232359e95b10360b\"},\"headline\":\"How to Save Money on an Engagement Ring\",\"datePublished\":\"2019-12-30T19:28:20+00:00\",\"dateModified\":\"2023-06-05T19:45:03+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/staging.eztaxreturn.com\/blog\/how-to-save-money-on-an-engagement-ring\/\"},\"wordCount\":604,\"publisher\":{\"@id\":\"https:\/\/staging.eztaxreturn.com\/blog\/#organization\"},\"articleSection\":[\"Saving Money\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/staging.eztaxreturn.com\/blog\/how-to-save-money-on-an-engagement-ring\/\",\"url\":\"https:\/\/staging.eztaxreturn.com\/blog\/how-to-save-money-on-an-engagement-ring\/\",\"name\":\"How to Save Money on an Engagement Ring\",\"isPartOf\":{\"@id\":\"https:\/\/staging.eztaxreturn.com\/blog\/#website\"},\"datePublished\":\"2019-12-30T19:28:20+00:00\",\"dateModified\":\"2023-06-05T19:45:03+00:00\",\"description\":\"Pop the question without going broke in the process. 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